Resources

Fireside Chat: AWS and Susan Cosgrove, CEO and Board Chair, R&T Deposit Solutions

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

From Data to Decisions: AI-Driven Deposit Innovation

Mieko Shibata, Chief Information Officer, together with Caylent and AWS, discusses how R&T is modernizing its technology foundation, accelerating innovation, and building scalability to support R&T’s products and growing client […]

Support Your Firm’s Hedge Strategy with Funding

DDM for Trust Companies

See how R&T helps independent and bank-affiliated trust companies protect their customers’ funds with the DDM® program, a cash sweep alternative that provides access to expanded deposit insurance coverage.

Balance Sheet Strategies for BaaS Banks

For banks operating under the Banking-as-a-Service (Baas) model, what started as a source of added fee income and access to lower-cost deposits has become a test of balance sheet resilience. […]

What Are Network Deposits and How Do They Work?

Commercial customers with larger balances often must choose between uninsured deposit exposure or account fragmentation, where their funds are split between different banks. A commercial customer with a $2 million […]

Stronger Balance Sheets Start with R&T

At R&T Deposit Solutions, we specialize in helping banks, trust companies, fintechs, wealth managers, broker-dealers and other financial institutions unlock the full potential of their deposit strategy. For more than […]

House Hearing Sharpens Focus on Deposit Reform Priorities

The House Financial Services Committee’s November 18, 2025, hearing on deposit insurance reform marked the next stage of congressional review of proposed changes to federal deposit insurance reform, following the […]

Corporate Overview

See how the DDM®, CDMX™, and RTID® programs help financial institutions optimize capital management and attract, protect, and grow their deposits.