Our Solutions
Demand Deposit Marketplace® Program (DDM®)
A flexible cash management solution for banks, bank trust departments, and credit unions providing extended FDIC/NCUA insurance with send-only, receive-only, and reciprocal options.
R&T Insured Deposits (RTID®)
A cash sweep program for broker-dealers and independent trust companies providing access to millions in FDIC insurance across our extensive network of participating banks.
Funding Solutions for Depository Institutions
Diversify your deposit base with DDM Receive Only and RTID programs, which offer a stable and predictable source of funding through a network of participating institutions.
Certificate of Deposit Marketplace Exchange℠ (CDMX℠) Program
Coming soon...an innovative CD solution offering fixed rates and flexible maturity options with access to expanded deposit insurance coverage on eligible funds through a network of participating institutions.
Click here for R&T’s list of receiving institutions in the DDM, RTID (and, when launched, CDMX) programs. R&T is not an FDIC-insured institution. FDIC insurance only covers the failure of an FDIC-insured institution. Certain conditions must be satisfied for pass-through FDIC deposit insurance coverage to apply.
Industry Solutions
Industry Solution: Securities-Based Lending (SBL)
Through a strategic collaboration with Supernova Technology, R&T is pleased to offer our clients access to the industry’s leading digital, end-to-end SBL solution.
Get In Touch.
We’re Here to Help You Reach Your Business Goals.