R&T Receiving Institution Lists

Below are the lists of the FDIC and NCUA-insured institutions with which R&T has a business relationship for the placement of deposits under the DDM and RTID (including legacy IDP) programs administered by R&T, and into which a participating institution in those programs may place deposits (subject to the program terms and conditions and any opt-outs by the participating institution and/or its customers). The below lists are known as the “R&T Receiving Institution List(s)”, are dated as of the date in the list and are subject to change at any time by R&T publishing an updated list below.

It is important to note that, under the DDM and RTID (including legacy IDP) programs administered by R&T, the particular program offered by a participating institution to its customers is unique to that institution, and so the list of FDIC and/or NCUA-insured institutions into which that institution’s customers’ funds may be placed may represent a sub-set of our relevant R&T Receiving Institution List published below. Differences between our R&T Receiving Institution List and a participating institution’s list of receiving institutions in their particular program offered to its customers can occur for several reasons, including but not limited to features of the program such as the program limit, the decision by a participating institution to exclude (or ‘opt-out’ of) one or more receiving institutions listed on R&T’s Receiving Institution List from being a receiving institution in its particular program that it offers to its customers, customer account types and design elements such as the overall program size and minimum eligibility criteria. Customers of participating institutions should contact their institution to obtain the list of FDIC and NCUA insured institutions which their participating institution has a business relationship for the placement of deposits under their program and into which that institution may place the customer’s deposits.