Resources

Corporate Overview

See how the DDM®, CDMX™, and RTID® programs help financial institutions optimize capital management and attract, protect, and grow their deposits.

Fiduciary Cash in a Shifting Rate Cycle: Why Insured Sweeps Are Emerging as the Standard

The Federal Reserve’s first rate cut of 2025 marked the beginning of a new phase in cash management. Customers spent 18 months chasing 5% yields in money market funds only […]

R&T’s Chief Information Officer on Responsible Innovation

This insightful InformationWeek article features comments from R&T’s Chief Information Officer, Mieko Shibata, as she shares her perspective on responsible innovation. Throughout the piece, Mieko highlights how R&T integrates governance, […]

DDM for Bank-Affiliated Trust Companies

DDM for Independent Trust Companies

Deposit Insurance, Regulatory Reform, and What It Means for Community Banks

Although depositors of Silicon Valley Bank and Signature Bank were ultimately protected, due to the extraordinary circumstances that prompted regulatory intervention, not all depositors received the same level of protection. […]

Uninsured Deposits: The Balance Sheet Blind Spot

Uninsured deposits have moved from a back-burner compliance issue to a primary risk management concern. The 2023 banking crisis highlighted how quickly large commercial balances can disappear when confidence wavers, […]

Trust Company Enhances Fiduciary Oversight and Expands Deposit Insurance Coverage with R&T

Bank-Affiliated Trust Company Strengthens Client Confidence and Boosts Operational Efficiency with R&T