Resources

BaaS Bank Supports Rapid Deposit Growth with R&T’s Network Solution

R&T Deposit Solutions Joins American Bankers Association’s Premier Partner Network

R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member […]

A Big Win for Community & Regional Banks: House Passes H.R. 6644 Expanding Reciprocal Deposit Access for Most Institutions 

Every so often, a piece of legislation cuts through the noise because it’s practical, bipartisan, and deeply aligned with how community and regional banks actually operate. That’s what makes the […]

Fireside Chat: AWS and Susan Cosgrove, CEO and Board Chair, R&T Deposit Solutions

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

From Data to Decisions: AI-Driven Deposit Innovation

Mieko Shibata, Chief Information Officer, together with Caylent and AWS, discusses how R&T is modernizing its technology foundation, accelerating innovation, and building scalability to support R&T’s products and growing client […]

Support Your Firm’s Hedge Strategy with Funding

DDM for Trust Companies

See how R&T helps independent and bank-affiliated trust companies protect their customers’ funds with the DDM® program, a cash sweep alternative that provides access to expanded deposit insurance coverage.

Balance Sheet Strategies for BaaS Banks

For banks operating under the Banking-as-a-Service (Baas) model, what started as a source of added fee income and access to lower-cost deposits has become a test of balance sheet resilience. […]

What Are Network Deposits and How Do They Work?

Commercial customers with larger balances often must choose between uninsured deposit exposure or account fragmentation, where their funds are split between different banks. A commercial customer with a $2 million […]