The banking turmoil of spring 2023 is often discussed through the lens of uninsured deposits. That framing is important, but it is incomplete. The Federal Deposit Insurance Corporation’s (FDIC) May 2026 staff study, Dissecting Depositor […]
In February 2026, R&T Deposit Solutions surveyed 200 senior Banking-as-a-Service (BaaS), or sponsor banking and FinTech executives, asking how they compete for deposits.
Three in four said access to expanded FDIC deposit insurance coverage is […]
A recent FDIC study1 shows that three banks each lost nearly half their deposits in three business days. Over the past three years, the FDIC analyzed exactly why, and in a recent report published […]
On May 1, 2026, the US experienced its 11th bank failure since 2023, as Georgia regulators closed Community Bank and Trust – West Georgia in LaGrange, Georgia. According to the ABA Banking Journal, approximately […]
Trust companies sit at the intersection of capital preservation and operational precision. Unlike traditional depository institutions, trust companies manage and administer assets for their customers, rather than building deposits. Yet recent market dynamics have made […]
R&T Deposit Solutions has a long-standing commitment to research, education and thought leadership. We generate knowledge and insight through a blend of in-house and externally-sourced content. We are also proud to be approved by the National Association of State Boards of Accountancy (NASBA) as a sponsor of Continuing Professional Education (CPE), offering credits for both Live and Internet-Based instruction. For more information on CPE credits or any other R&T Financial Solutions offering, please email info@rnt.com.
