Reich & Tang Deposit Networks, LLC, Reich & Tang Deposit Solutions, LLC, Stable Custody Group II LLC
and Total Deposits Solutions, LLC (each, d/b/a R&T Deposit Solutions, and each a Delaware limited
liability company) and/or their affiliates (together, “R&T”, “us” or “we”) provide administrative and/or
recordkeeping services to banks, credit unions, trust companies, wealth management firms, broker-
dealers and other financial institutions with respect to sweep and other programs we administer,
including the Demand Deposit Marketplace ® (“DDM ® ”) and Reich & Tang Insured Deposits (“RTID ® ”)
programs. R&T also provides other services, including the Loan Management System (“LMS”) and R&T
Bank Monitor services. All of our services are provided subject to the terms and conditions of the
written agreements entered into between us and our client with respect to the service, and we provide
no representations or warranties, express or implied, except as expressly set forth in those agreements. Click here for legal and other disclosures. Click here for a list of the banks and savings associations with
which R&T has a business relationship for the placement of deposits under the programs we administer,
and into which a participating institution may place deposits (subject to the terms of those programs
and any opt-outs by the participating institution and/or its customers). R&T is NOT a depository, bank
or credit union and the programs we administer are NOT, themselves, FDIC-insured or NCUSIF-insured
products. R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM ®, DepositView® and RTID ® are registered marks of Reich & Tang Deposit Networks, LLC (d/b/a R&T Deposit Solutions). Total Bank Solutions ®, TBS Verify ® and TBS Bank Monitor ® are registered marks of Total Deposit Solutions, LLC (d/b/a R&T Deposit Solutions). RNTSSM, Certificate of Deposit MarketplaceSM, R&T FusionSM and Fusion by R&TSM are pending marks of Reich & Tang Deposit Networks, LLC (d/b/a R&T Deposit Solutions). IDEASM is an unregistered service mark of Reich & Tang Deposit Networks, LLC (d/b/a R&T Deposit Solutions).