Every so often, a piece of legislation cuts through the noise because it’s practical, bipartisan, and deeply aligned with how community and regional banks actually operate.
That’s what makes the House’s recent passage of H.R. […]
For banks operating under the Banking-as-a-Service (Baas) model, what started as a source of added fee income and access to lower-cost deposits has become a test of balance sheet resilience. Sponsor-bank partnerships have evolved to […]
Commercial customers with larger balances often must choose between uninsured deposit exposure or account fragmentation, where their funds are split between different banks. A commercial customer with a $2 million deposit from an asset sale […]
At R&T Deposit Solutions, we specialize in helping banks, trust companies, fintechs, wealth managers, broker-dealers and other financial institutions unlock the full potential of their deposit strategy.
For more than 50 years, we have partnered […]
The House Financial Services Committee's November 18, 2025, hearing on deposit insurance reform marked the next stage of congressional review of proposed changes to federal deposit insurance reform, following the Senate Banking Committee’s hearings in […]
R&T Deposit Solutions has a long-standing commitment to research, education and thought leadership. We generate knowledge and insight through a blend of in-house and externally-sourced content. We are also proud to be approved by the National Association of State Boards of Accountancy (NASBA) as a sponsor of Continuing Professional Education (CPE), offering credits for both Live and Internet-Based instruction. For more information on CPE credits or any other R&T Financial Solutions offering, please email info@rnt.com.
