Partner banking is entering a new era. Banks are evolving from traditional service providers into agile platforms, integrating fintech capabilities, managing risk more dynamically, and using deposit networks and insured sweep programs to […]
The FDIC’s Quarterly Banking Profile for Q2 2025 dropped on August 26th and shows a continued trend in deposit behavior. Insured balances rose for the fourth consecutive quarter, up $110.5 billion in Q2, while reliance […]
In today’s volatile rate environment and evolving regulatory landscape, trust companies and wealth managers are increasingly focused on optimizing liquidity, managing risk, and enhancing client service. Watch the replay of this half-hour session […]
Regulatory focus on deposit stability has intensified since the banking crisis of 2023, which revealed how quickly uninsured deposits can flee due to concerns about counterparty risk, causing financial institutions and their customers to focus […]
Financial institutions face a persistent challenge in today's competitive deposit market: how to attract and retain customers with substantial cash balances when FDIC insurance covers only $250,000 per depositor, per bank, per ownership category.
Smart […]
How Smaller Banks Can Capitalize on a Big Opportunity
In today’s volatile environment, liquidity, capital efficiency, and customer retention are more important than ever. For banks, particularly community and regional institutions, reciprocal deposits represent a powerful tool to enhance balance sheet management, reduce collateral […]
Managing balance sheet efficiency while delivering exceptional value to customers is a constant challenge for financial institutions. The Demand Deposit Marketplace® (DDM®) program offers a strategic and scalable approach to managing institutional liquidity, providing a […]
What the Final Basel III Rules Could Mean for Growth, Risk, and Liquidity
Banks across the United States are already facing a more stringent regulatory environment . For many, the pressure to maintain strong capital positions has intensified in recent years, driven by shifts in market risk, deposit […]
Businesses and individuals continuously seek ways to optimize the utility of cash reserves. Cash sweep programs offer both financial institutions and their customers a strategic solution by automatically transferring excess cash into interest-bearing or insured […]
