Survey of BaaS and FinTech executives finds access to expanded FDIC deposit insurance has become a differentiator in winning and retaining deposits amid heightened regulatory scrutiny and shifting customer expectations. […]
R&T Deposit Solutions surveyed 200 senior BaaS and FinTech executives to find out how institutions are responding to evolving deposit insurance and risk expectations across the digital banking ecosystem. This […]
At this year’s American Bankers Association (ABA) Washington Summit in Washington, D.C., one theme in particular stood out: the role of community banking in supporting a dynamic, resilient U.S. economy. […]
As interest rate environments continue to evolve, balance sheet management is a significant factor in optimizing hedge strategies. Inconsistent balances, repricing mismatches, or operational constraints can undermine balance sheet objectives […]
By: Mieko Shibata, Chief Information Officer, R&T Deposit Solutions Successful AI adoption isn’t about chasing the latest tools. Mieko Shibata explains that thriving with AI depends on building the leadership, […]
For years, the term “stablecoin” sat comfortably on the edge of traditional banking, associated more with crypto trading desks than commercial bank balance sheets. That is no longer the case. […]
In May 2024, the Synapse collapse froze $160 million in customer funds across multiple FinTech programs. Despite representations regarding daily access and FDIC insurance coverage, reconciliation failures exposed ownership gaps […]
When capital preservation, liquidity, and yield are top priorities, financial institutions and wealth managers often choose between cash sweep programs and Money Market Funds (MMFs). While both aim to preserve […]
R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member […]
