By: Mieko Shibata, Chief Information Officer, R&T Deposit Solutions
Successful AI adoption isn’t about chasing the latest tools. Mieko Shibata explains that thriving with AI depends on building the leadership, talent, and structure that allow […]
For years, the term “stablecoin” sat comfortably on the edge of traditional banking, associated more with crypto trading desks than commercial bank balance sheets. That is no longer the case.
As recently reported by PYMTS […]
In May 2024, the Synapse collapse froze $160 million in customer funds across multiple FinTech programs. Despite representations regarding daily access and FDIC insurance coverage, reconciliation failures exposed ownership gaps that prevented customers from accessing […]
When capital preservation, liquidity, and yield are top priorities, financial institutions and wealth managers often choose between cash sweep programs and Money Market Funds (MMFs).
While both aim to preserve capital and provide access to […]
R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member institutions
Through the Premier Partner […]
Every so often, a piece of legislation cuts through the noise because it’s practical, bipartisan, and deeply aligned with how community and regional banks actually operate.
That’s what makes the House’s recent passage of H.R. […]
For banks operating under the Banking-as-a-Service (Baas) model, what started as a source of added fee income and access to lower-cost deposits has become a test of balance sheet resilience. Sponsor-bank partnerships have evolved to […]
Commercial customers with larger balances often must choose between uninsured deposit exposure or account fragmentation, where their funds are split between different banks. A commercial customer with a $2 million deposit from an asset sale […]
At R&T Deposit Solutions, we specialize in helping banks, trust companies, fintechs, wealth managers, broker-dealers and other financial institutions unlock the full potential of their deposit strategy.
For more than 50 years, we have partnered […]
