Survey of BaaS and FinTech executives finds access to expanded FDIC deposit insurance has become a differentiator in winning and retaining deposits amid heightened regulatory scrutiny and shifting customer expectations.
New York, NY — May […]
At this year’s American Bankers Association (ABA) Washington Summit in Washington, D.C., one theme in particular stood out: the role of community banking in supporting a dynamic, resilient U.S. economy.
Comptroller of the Currency Jonathan […]
As interest rate environments continue to evolve, balance sheet management is a significant factor in optimizing hedge strategies. Inconsistent balances, repricing mismatches, or operational constraints can undermine balance sheet objectives over time, threatening hedge effectiveness. […]
By: Mieko Shibata, Chief Information Officer, R&T Deposit Solutions
Successful AI adoption isn’t about chasing the latest tools. Mieko Shibata explains that thriving with AI depends on building the leadership, talent, and structure that allow […]
For years, the term “stablecoin” sat comfortably on the edge of traditional banking, associated more with crypto trading desks than commercial bank balance sheets. That is no longer the case.
As recently reported by PYMTS […]
In May 2024, the Synapse collapse froze $160 million in customer funds across multiple FinTech programs. Despite representations regarding daily access and FDIC insurance coverage, reconciliation failures exposed ownership gaps that prevented customers from accessing […]
When capital preservation, liquidity, and yield are top priorities, financial institutions and wealth managers often choose between cash sweep programs and Money Market Funds (MMFs).
While both aim to preserve capital and provide access to […]
R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member institutions
Through the Premier Partner […]
