For years, the term “stablecoin” sat comfortably on the edge of traditional banking, associated more with crypto trading desks than commercial bank balance sheets. That is no longer the case. […]
In May 2024, the Synapse collapse froze $160 million in customer funds across multiple FinTech programs. Despite representations regarding daily access and FDIC insurance coverage, reconciliation failures exposed ownership gaps […]
When capital preservation, liquidity, and yield are top priorities, financial institutions and wealth managers often choose between cash sweep programs and Money Market Funds (MMFs). While both aim to preserve […]
R&T and Darling Consulting Group examine how macroeconomic shifts, regulatory change, and digital innovation are reshaping deposit strategy, liquidity management, and institutional resilience.
Kevin Bannerton, Chief Business Development Officer, examines how sponsor banks can address balance sheet challenges in BaaS programs by leveraging scalable deposit network solutions to manage concentration risk and access […]
Kevin Bannerton, Chief Business Development Officer at R&T, discusses how regulatory shifts such as the GENIUS Act of 2025 are impacting the financial services industry.
Chief Product Officer Stephen Prosperi discusses how client insight, clear communication, and thoughtful prioritization guide R&T’s product strategy.
