On May 1, 2026, the US experienced its 11th bank failure since 2023, as Georgia regulators closed Community Bank and Trust – West Georgia in LaGrange, Georgia. According to the […]
Stephen Prosperi, Executive Vice President, Chief Product Officer at R&T, discusses how digital currencies such as stablecoins and tokenized deposits are reshaping the financial industry in the US, as well […]
Moderated by ABA’s Tim Pannell, Kevin Bannerton, R&T’s Chief Business Development Officer, discuss what stablecoins are (and are not), the regulatory and market forces accelerating adoption, and what bank leaders […]
Trust companies sit at the intersection of capital preservation and operational precision. Unlike traditional depository institutions, trust companies manage and administer assets for their customers, rather than building deposits. Yet […]
In a world where deposit flows can swing by billions overnight and regulatory expectations tighten with each cycle, relying on a single sweep or deposit network provider is a concentration […]
Survey of BaaS and FinTech executives finds access to expanded FDIC deposit insurance has become a differentiator in winning and retaining deposits amid heightened regulatory scrutiny and shifting customer expectations. […]
R&T Deposit Solutions surveyed 200 senior BaaS and FinTech executives to find out how institutions are responding to evolving deposit insurance and risk expectations across the digital banking ecosystem. This […]
At this year’s American Bankers Association (ABA) Washington Summit in Washington, D.C., one theme in particular stood out: the role of community banking in supporting a dynamic, resilient U.S. economy. […]
