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Video

The Evolution of the BaaS Landscape

Kevin Bannerton, Chief Business Development Officer, examines how sponsor banks can address balance sheet challenges in BaaS programs by leveraging scalable deposit network solutions to manage concentration risk and access […]

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Video

Building Resilience and Scalability: How Banks Can Support Growing FinTech Demand

Kevin Bannerton, Chief Business Development Officer at R&T, discusses how regulatory shifts such as the GENIUS Act of 2025 are impacting the financial services industry.

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Video

Fireside Chat with AWS and Stephen Prosperi, EVP, Chief Product Officer, R&T Deposit Solutions

Chief Product Officer Stephen Prosperi discusses how client insight, clear communication, and thoughtful prioritization guide R&T’s product strategy.

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Use Case

BaaS Bank Supports Rapid Deposit Growth with R&T’s Network Solution

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Insights

R&T Deposit Solutions Joins American Bankers Association’s Premier Partner Network

R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member […]

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Insights

A Big Win for Community & Regional Banks: House Passes H.R. 6644 Expanding Reciprocal Deposit Access for Most Institutions 

Every so often, a piece of legislation cuts through the noise because it’s practical, bipartisan, and deeply aligned with how community and regional banks actually operate. That’s what makes the […]

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Video

Fireside Chat: AWS and Susan Cosgrove, CEO and Board Chair, R&T Deposit Solutions

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

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Video

From Data to Decisions: AI-Driven Deposit Innovation

Mieko Shibata, Chief Information Officer, together with Caylent and AWS, discusses how R&T is modernizing its technology foundation, accelerating innovation, and building scalability to support R&T’s products and growing client […]

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Fact Sheet

Support Your Firm’s Hedge Strategy with Funding

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R&T Deposit Networks, LLC, R&T Deposit Marketplace, LLC, R&T Deposit Solutions, LLC and R&T Deposit Programs, LLC (each d/b/a R&T Deposit Solutions), each a Delaware limited liability company, (together, “R&T”) provide administrative, recordkeeping, and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®), Certificate of Deposit Marketplace Exchange℠ (CDMX℠) and R&T Insured Deposits℠ (RTID®) programs, as well as other services. An affiliate of R&T, Stable Custody Group II LLC (“Stable”), acts as agent of participating sending institutions under the DDM and CDMX programs.  R&T and Stable, together, “we”, “us” or “our”.  All of our services are provided subject to the terms and conditions of the written agreements and/or agency appointments between us and our clients with respect to those services, and we provide no representations or warranties, express or implied, except as expressly set forth in those written agreements and/or appointments. Click here for our legal and other disclosures. We are not an FDIC or NCUA-insured institution. FDIC insurance only covers the failure of an FDIC-insured institution. NCUA insurance only covers the failure of an NCUA-insured institution.  Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a direct or indirect business relationship for the placement of deposits under the DDM, CDMX, and RTID programs, and into which a participating institution may place deposits (subject to the terms of those programs and any opt-outs by the participating institution and/or its customers).  While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA deposit insurance coverage on funds placed into the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX and RTID programs, themselves, as well as our other service offerings, are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value. We are not an affiliate of an FDIC or NCUA-insured institution, we are not an office, division, or sub-division of the FDIC or NCUA, and we are not associated with the FDIC or NCUA or office, division, or sub-division thereof. For more information about us, please visit our website at http://www.rt-deposit-solutions.local. The primary objective of the DDM, CDMX, and RTID programs is to provide customers with convenient access to expanded deposit insurance coverage on their funds (and not for investment enhancements, higher rates of returns or profits). R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView® and RTID® are registered marks of R&T Deposit Networks, LLC. CDMX℠, R&T Fusion℠ and Fusion by R&T℠ are pending marks of R&T Deposit Networks, LLC. IDEA℠ and Certificate of Deposit Marketplace Exchange℠ are unregistered service marks of R&T Deposit Networks, LLC.

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