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Video

Fireside Chat with AWS and Stephen Prosperri, EVP, Chief Product Officer, R&T Deposit Solutions

Chief Product Officer Stephen Prosperi discusses how client insight, clear communication, and thoughtful prioritization guide R&T’s product strategy.

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Use Case

BaaS Bank Supports Rapid Deposit Growth with R&T’s Network Solution

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News

R&T Deposit Solutions Joins American Bankers Association’s Premier Partner Network

R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member […]

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Insights

A Big Win for Community & Regional Banks: House Passes H.R. 6644 Expanding Reciprocal Deposit Access for Most Institutions 

Every so often, a piece of legislation cuts through the noise because it’s practical, bipartisan, and deeply aligned with how community and regional banks actually operate. That’s what makes the […]

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Video

Fireside Chat: AWS and Susan Cosgrove, CEO and Board Chair, R&T Deposit Solutions

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

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Fact Sheet

Support Your Firm’s Hedge Strategy with Funding

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Video

DDM for Trust Companies

See how R&T helps independent and bank-affiliated trust companies protect their customers’ funds with the DDM® program, a cash sweep alternative that provides access to expanded deposit insurance coverage.

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News

Balance Sheet Strategies for BaaS Banks

For banks operating under the Banking-as-a-Service (Baas) model, what started as a source of added fee income and access to lower-cost deposits has become a test of balance sheet resilience. […]

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News

What Are Network Deposits and How Do They Work?

Commercial customers with larger balances often must choose between uninsured deposit exposure or account fragmentation, where their funds are split between different banks. A commercial customer with a $2 million […]

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R&T Deposit Networks, LLC, R&T Deposit Marketplace, LLC, R&T Deposit Solutions, LLC and R&T Deposit Programs, LLC (each d/b/a R&T Deposit Solutions), each a Delaware limited liability company, (together, “R&T”) provide administrative, recordkeeping, and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®), Certificate of Deposit Marketplace Exchange℠ (CDMX℠) and R&T Insured Deposits℠ (RTID®) programs, as well as other services. An affiliate of R&T, Stable Custody Group II LLC (“Stable”), acts as agent of participating sending institutions under the DDM and CDMX programs.  R&T and Stable, together, “we”, “us” or “our”.  All of our services are provided subject to the terms and conditions of the written agreements and/or agency appointments between us and our clients with respect to those services, and we provide no representations or warranties, express or implied, except as expressly set forth in those written agreements and/or appointments. Click here for our legal and other disclosures. We are not an FDIC or NCUA-insured institution. FDIC insurance only covers the failure of an FDIC-insured institution. NCUA insurance only covers the failure of an NCUA-insured institution.  Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a direct or indirect business relationship for the placement of deposits under the DDM, CDMX, and RTID programs, and into which a participating institution may place deposits (subject to the terms of those programs and any opt-outs by the participating institution and/or its customers).  While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA deposit insurance coverage on funds placed into the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX and RTID programs, themselves, as well as our other service offerings, are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value. We are not an affiliate of an FDIC or NCUA-insured institution, we are not an office, division, or sub-division of the FDIC or NCUA, and we are not associated with the FDIC or NCUA or office, division, or sub-division thereof. For more information about us, please visit our website at https://www.rt-deposit-solutions.local.  The primary objective of the DDM, CDMX, and RTID programs is to provide customers with convenient access to expanded deposit insurance coverage on their funds (and not for investment enhancements, higher rates of returns or profits). R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView® and RTID® are registered marks of R&T Deposit Networks, LLC. CDMX℠, R&T Fusion℠ and Fusion by R&T℠ are pending marks of R&T Deposit Networks, LLC. IDEA℠ and Certificate of Deposit Marketplace Exchange℠ are unregistered service marks of R&T Deposit Networks, LLC.

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