Resources
The Rise of Reciprocal Deposits: Strengthening Core Funding for Community Banks
As banks continue to evolve their funding strategies, a notable shift is reshaping how financial institutions approach them. Reciprocal deposits, once a niche tool, have surged to the forefront of core deposit management, particularly for […]
Streamlining Cash Management for Nonprofits
Nonprofit organizations face a unique balancing act. They must fulfill their missions while often doing so with limited resources. As a result, every decision that impacts the organization’s profitability can also directly impact its ability […]
Smarter Funding Solutions FAQs
The New Cyber Mandate: Balancing Speed and Safety in Banking
Cybersecurity is no longer an isolated function – it’s an enterprise-wide strategic imperative. Financial institutions are facing a surge in sophisticated cyber threats, from ransomware and phishing to deepfakes and geopolitically motivated attacks. The statistics […]
Municipality Simplifies Cash Management, Eliminates Collateral Burden, and Maximizes Safety with R&T
The Next Generation of Partner Banking: Regulatory Shifts, Market Growth & the Future of Deposits
Webinar Replay
Partner banking is entering a new era. Banks are evolving from traditional service providers into agile platforms, integrating fintech capabilities, managing risk more dynamically, and using deposit networks and insured sweep programs to […]
Insured Trust Deposits: Strategies for Trust Organizations in a Lower-Rate Market
The FDIC’s Quarterly Banking Profile for Q2 2025 dropped on August 26th and shows a continued trend in deposit behavior. Insured balances rose for the fourth consecutive quarter, up $110.5 billion in Q2, while reliance […]
DDM for BaaS Banks
R&T Deposit Solutions has a long-standing commitment to research, education and thought leadership. We generate knowledge and insight through a blend of in-house and externally-sourced content. We are also proud to be approved by the National Association of State Boards of Accountancy (NASBA) as a sponsor of Continuing Professional Education (CPE), offering credits for both Live and Internet-Based instruction. For more information on CPE credits or any other R&T Financial Solutions offering, please email info@rnt.com.