News & Insights

Since 1974, R&T has been providing liquidity management solutions to financial institutions. Our bank deposit sweep and placement services prioritize the protection of principal and liquidity, first and foremost, and we appreciate the heightened investor […]

NEW YORK (February 15, 2023) – Today, R&T Deposit Solutions/Total Bank Solutions (“R&T/TBS”), a leading provider of innovative cash sweep, deposit funding, and securities-based lending programs, announced they have increased access to FDIC insurance coverage […]

The combined fintech will have more than $220 billion of assets under administration and an expanded product offering to serve banks, credit unions, wealth managers and trust institutions.

NEW YORK (June 1, 2022) – Today, […]

NEW YORK (March 28, 2022) – R&T and TBS announced today that they have entered into a definitive agreement to combine both companies.  The combination of the two firms will provide banks, credit unions, wealth […]

Excess systemic liquidity continues to place downward pressure on banks’ aggregate demand for wholesale funding. The impact of government stimulus programs and stagnant loan growth has resulted in a record-low Loans/Deposits ratio of 56.9% in […]

On December 15, 2020, the FDIC issued its final rule revising its regulation regarding brokered deposits. TBS has been actively engaged with regulators, banks and financial intermediates as the rule has been finalized and further […]

Qualifying banks may classify eligible reciprocal deposits as non-brokered. Read the key provisions and notable sections banks need to know.