News & Insights

Navigating FDIC Brokered Deposit Rule

Statement Regarding the Safety of Insured Deposits

Since 1974, R&T has been providing liquidity management solutions to financial institutions. Our bank deposit sweep and placement services prioritize the protection of principal and liquidity, first and foremost, and […]

R&T Deposit Solutions (R&T) and Total Bank Solutions (TBS) Announces they have Increased the FDIC Insurance Coverage Level Accessible Through DDM to $50MM

NEW YORK (February 15, 2023) – Today, R&T Deposit Solutions/Total Bank Solutions (“R&T/TBS”), a leading provider of innovative cash sweep, deposit funding, and securities-based lending programs, announced they have increased […]

Reich & Tang Deposit Solutions (R&T®) and Total Bank Solutions® (TBS) Complete Planned Business Combination

The combined fintech will have more than $220 billion of assets under administration and an expanded product offering to serve banks, credit unions, wealth managers and trust institutions. NEW YORK […]

Reich & Tang Deposit Networks, LLC (R&T) and Total Bank Solutions (TBS) Announce Plan to Combine Firms to Accelerate Growth, Drive Innovation and Expand Product Offerings

NEW YORK (March 28, 2022) – R&T and TBS announced today that they have entered into a definitive agreement to combine both companies.  The combination of the two firms will […]

Market Update October 2021

Excess systemic liquidity continues to place downward pressure on banks’ aggregate demand for wholesale funding. The impact of government stimulus programs and stagnant loan growth has resulted in a record-low […]

TBS Resource Center: Navigating the FDIC Brokered Deposit Rule

On December 15, 2020, the FDIC issued its final rule revising its regulation regarding brokered deposits. TBS has been actively engaged with regulators, banks and financial intermediates as the rule […]

Regulatory Reform Changes in Effect: Are You Prepared?

Qualifying banks may classify eligible reciprocal deposits as non-brokered. Read the key provisions and notable sections banks need to know.