For years, the term “stablecoin” sat comfortably on the edge of traditional banking, associated more with crypto trading desks than commercial bank balance sheets. That is no longer the case. […]
In May 2024, the Synapse collapse froze $160 million in customer funds across multiple FinTech programs. Despite representations regarding daily access and FDIC insurance coverage, reconciliation failures exposed ownership gaps […]
When capital preservation, liquidity, and yield are top priorities, financial institutions and wealth managers often choose between cash sweep programs and Money Market Funds (MMFs). While both aim to preserve […]
R&T Deposit Solutions has joined the American Bankers Association (ABA) Partner Network as a Premier Partner, deepening its engagement with the banking industry and expanding its collaboration with ABA member […]
Every so often, a piece of legislation cuts through the noise because it’s practical, bipartisan, and deeply aligned with how community and regional banks actually operate. That’s what makes the […]
For banks operating under the Banking-as-a-Service (Baas) model, what started as a source of added fee income and access to lower-cost deposits has become a test of balance sheet resilience. […]
Commercial customers with larger balances often must choose between uninsured deposit exposure or account fragmentation, where their funds are split between different banks. A commercial customer with a $2 million […]
At R&T Deposit Solutions, we specialize in helping banks, trust companies, fintechs, wealth managers, broker-dealers and other financial institutions unlock the full potential of their deposit strategy. For more than […]
The House Financial Services Committee’s November 18, 2025, hearing on deposit insurance reform marked the next stage of congressional review of proposed changes to federal deposit insurance reform, following the […]
