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Insights

Implementing Smarter Funding Strategies for the Post-BTFP Era

By: Jeff Zuendt, EVP & Chief Deposit Officer at R&T Deposit Solutions After nearly two years of providing banks with an additional financing option, the Bank Term Funding Program (BTFP) […]

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R&T Corporate Brochure

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R&T Deposit Solutions Announces Leadership Transition: Susan Cosgrove Appointed CEO and Board Chair

New York, Thursday, January 9, 2025 — R&T Deposit Solutions (“R&T” or the “Company”), a leading financial services provider, today announced that Susan Cosgrove has been appointed Chief Executive Officer […]

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Insights

Why Partnering with Multiple Financial Service Providers Enhances Stability and Success

In today’s dynamic financial marketplace, the importance of building a resilient and adaptable strategy cannot be overstated. Companies face a multitude of challenges that can disrupt operations and affect stability. […]

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Strategically Navigating the Post-BTFP Landscape with Data-Driven Solutions

By: Jeff Zuendt, Chief Deposit Officer, R&T Deposit Solutions As the Bank Term Funding Program (BTFP) winds down, the financial sector faces pivotal changes in funding strategies. With the Federal […]

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Navigating Cash Management: Insights on Cash Sweep Programs and FDIC Regulatory Changes

Explore the critical dynamics of cash sweep programs and the impending changes in FDIC rules concerning brokered deposits.

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Tribute to a R&T Legacy

We were deeply saddened to learn of the passing of Joseph Reich, a co-founder of R&T Deposit Solutions, on September 29, 2024. Joseph was a pioneer in the financial industry, […]

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CDMX Fact Sheet

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Introducing the Certificate of Deposit Marketplace Exchange (CDMX) Program

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R&T Deposit Networks, LLC, R&T Deposit Marketplace, LLC, R&T Deposit Solutions, LLC and R&T Deposit Programs, LLC (each d/b/a R&T Deposit Solutions), each a Delaware limited liability company, (together, “R&T”) provide administrative, recordkeeping, and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®), Certificate of Deposit Marketplace Exchange℠ (CDMX℠) and R&T Insured Deposits℠ (RTID®) programs, as well as other services. An affiliate of R&T, Stable Custody Group II LLC (“Stable”), acts as agent of participating sending institutions under the DDM and CDMX programs.  R&T and Stable, together, “we”, “us” or “our”.  All of our services are provided subject to the terms and conditions of the written agreements and/or agency appointments between us and our clients with respect to those services, and we provide no representations or warranties, express or implied, except as expressly set forth in those written agreements and/or appointments. Click here for our legal and other disclosures. We are not an FDIC or NCUA-insured institution. FDIC insurance only covers the failure of an FDIC-insured institution. NCUA insurance only covers the failure of an NCUA-insured institution.  Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a direct or indirect business relationship for the placement of deposits under the DDM, CDMX, and RTID programs, and into which a participating institution may place deposits (subject to the terms of those programs and any opt-outs by the participating institution and/or its customers).  While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA deposit insurance coverage on funds placed into the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX and RTID programs, themselves, as well as our other service offerings, are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value. We are not an affiliate of an FDIC or NCUA-insured institution, we are not an office, division, or sub-division of the FDIC or NCUA, and we are not associated with the FDIC or NCUA or office, division, or sub-division thereof. For more information about us, please visit our website at https://www.rnt.com.  The primary objective of the DDM, CDMX, and RTID programs is to provide customers with convenient access to expanded deposit insurance coverage on their funds (and not for investment enhancements, higher rates of returns or profits). R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView® and RTID® are registered marks of R&T Deposit Networks, LLC. CDMX℠, R&T Fusion℠ and Fusion by R&T℠ are pending marks of R&T Deposit Networks, LLC. IDEA℠ and Certificate of Deposit Marketplace Exchange℠ are unregistered service marks of R&T Deposit Networks, LLC.

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