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What the Recent FDIC Report Means for Modern Cash Management
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Fact Sheet

CDMX Fact Sheet

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Video

Introducing the Certificate of Deposit Marketplace Exchange (CDMX) Program

See how the CDMX® program helps institutions provide customers with daily access to fixed rates and terms by placing their funds into FDIC-insured Certificates of Deposit, offering diverse maturity options.
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News

R&T Deposit Solutions Names Kim Liao Head of Regulatory Affairs

Kim Liao
Executive Vice President, Head of Regulatory Affairs
Ms. Liao Brings Over 20 Years of Expertise in Financial Regulation and Leadership

NEW YORK, September 9, 2024 – R&T Deposit Solutions ("R&T"), a leading provider […]

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Insights

R&T Capital Insights Q3

Navigating New FDIC Proposals: Key Insights for Banks and Fintech Partners

While many were enjoying their summer vacations, the FDIC Board in Washington, D.C., was hard at work tackling pressing issues in the banking and fintech sectors. This effort led to the introduction of several new […]

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Fact Sheet

DDM for Public Funds

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News

R&T Deposit Solutions Strengthens C-Suite with Two Executive Appointments

Michelle Barone Named Chief Revenue Officer and Joe Carroll Named Chief Operating Officer to Drive R&T’s Next Chapter of Growth

NEW YORK, August 8, 2024 – R&T Deposit Solutions ("R&T"), a leading provider of tech-enabled […]

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News

R&T Deposit Solutions Celebrates 10-Year Collaboration and Significant Growth of DDM Program

New York, NY – August 5, 2024 – R&T Deposit Solutions (“R&T”), a leader in tech-enabled cash management and deposit placement programs, proudly announces the 10th anniversary of its business collaboration with The Huntington National […]

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Video

Stable Growth Through Reciprocal Deposits

Explore how R&T’s reciprocal deposit solutions helps institutions retain large relationships while offering customers expanded FDIC insurance. This video highlights how the structure supports stable funding, balanced liquidity management, and long-term growth.
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News

R&T Deposit Solutions Announces the Addition of New Members to its Board of Managers

Experienced Industry Executives David Kimm, Nigel Faulkner and Sara Wardell-Smith Named Independent Managers, Underscoring R&T’s Commitment to the Highest Standard of Governance and Oversight

R&T Deposit Solutions (“R&T”), a leading provider of tech-enabled cash management […]

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R&T Deposit Networks, LLC, R&T Deposit Marketplace, LLC, R&T Deposit Solutions, LLC and R&T Deposit Programs, LLC (each d/b/a R&T Deposit Solutions), each a Delaware limited liability company, (together, “R&T”) provide administrative, recordkeeping, and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®), Certificate of Deposit Marketplace Exchange℠ (CDMX®) and R&T Insured Deposits℠ (RTID®) programs, as well as other services. An affiliate of R&T, Stable Custody Group II LLC (“Stable”), acts as agent of participating sending institutions under the DDM and CDMX programs.  R&T and Stable, together, “we”, “us” or “our”.  All of our services are provided subject to the terms and conditions of the written agreements and/or agency appointments between us and our clients with respect to those services, and we provide no representations or warranties, express or implied, except as expressly set forth in those written agreements and/or appointments. Click here for our legal and other disclosures. We are not an FDIC or NCUA-insured institution. FDIC insurance only covers the failure of an FDIC-insured institution. NCUA insurance only covers the failure of an NCUA-insured institution.  Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a direct or indirect business relationship for the placement of deposits under the DDM, CDMX, and RTID programs, and into which a participating institution may place deposits (subject to the terms of those programs and any opt-outs by the participating institution and/or its customers).  While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA deposit insurance coverage on funds placed into the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX and RTID programs, themselves, as well as our other service offerings, are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value. We are not an affiliate of an FDIC or NCUA-insured institution, we are not an office, division, or sub-division of the FDIC or NCUA, and we are not associated with the FDIC or NCUA or office, division, or sub-division thereof. The primary objective of the DDM, CDMX, and RTID programs is to provide customers with convenient access to expanded deposit insurance coverage on their funds (and not for investment enhancements, higher rates of returns or profits). R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView®, CDMX®, and RTID® are registered marks of R&T Deposit Networks, LLC. IDEA℠ , Certificate of Deposit Marketplace Exchange℠ , R&T Insured Deposits℠ and R&T Connect℠ are unregistered service marks of R&T Deposit Networks, LLC.

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