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Why Partnering with Multiple Financial Service Providers Enhances Stability and Success

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- DDM®
- CDMX℠
- RTID®
- Funding
Who We Serve
About R&T
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IBAT Annual Convention 2024

July 22, 2024

Media Contact

Melissa Kaiser
Director, Marketing

1-212-830-5242
mkaiser@rnt.com

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Solutions
- DDM®
- CDMX℠
- RTID®
- Funding
Who We Serve
About R&T
Resources

Reich & Tang Deposit Networks, LLC, Reich & Tang Deposit Solutions, LLC and Total Deposit Solutions, LLC (each d/b/a R&T Deposit Solutions) and Stable Custody Group II LLC (“Stable”), each a Delaware limited liability company, and/or their affiliates (together, “R&T”) provide administrative, recordkeeping, agency and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®) and Certificate of Deposit Marketplace Exchange^SM (“CDMX^SM”) programs administered by Stable and the R&T Insured Deposits (RTID®) program, as well as other services. R&T’s services are provided subject to the terms and conditions of the written agreements entered between R&T and its client with respect to those service, and R&T provides no representations or warranties, express or implied, except as expressly set forth in those written agreements. Click here for R&T’s legal and other disclosures. R&T is not an FDIC or NCUA-insured institution. FDIC and NCUA deposit insurance only covers the failure of an FDIC or NCUA-insured institution, respectively. Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a business relationship for the placement of deposits under the DDM and RTID programs, and into which a participating institution may place deposits (subject to the program terms and conditions and any opt-outs by the participating institution and/or its customers). While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA insurance coverage on funds placed into deposit accounts at FDIC or NCUA-insured institutions under the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX, and RTID programs, themselves, as well as R&T’s other service offerings are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value in certain circumstances as described in the program/service terms. R&T is not a division of the FDIC or NCUA, R&T is not associated with the FDIC or NCUA and R&T is not insured by the FDIC or NCUA. R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView® and RTID® are registered marks of Reich & Tang Deposit Networks, LLC. TBS Verify® and TBS Bank Monitor® are registered marks of Total Deposit Solutions, LLC. RNTS^SM, CDMX^SM, R&T Fusion^SM and Fusion by R&T^SM are pending marks of Reich & Tang Deposit Networks, LLC. IDEA^SM and Certificate of Deposit Marketplace Exchange^SM are unregistered service marks of Reich & Tang Deposit Networks, LLC.

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