Balance Sheet Strategies for BaaS Banks
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  • R&T has been a fantastic partner for us — bringing market-leading expertise, unwavering availability, and the flexibility to adapt to our evolving needs. Their team consistently goes above and beyond to help us achieve our goals, providing steadfast support as our institution continues to grow and expand. R&T is a trusted partner and a valued part of 
our success.
    Matthew Remo

    Treasurer & Head of Corporate Finance
    Peapack Private Bank & Trust
  • Partnering with R&T has enabled us to attract and serve larger clients. Their mix of banking, financial, and technology expertise has helped advance automation and shape our deposit strategy. We’ll continue to rely on their insights as rate cycles change in an increasingly competitive deposit environment.
    Maksim Sheyn
    Executive Vice President,
    Chief Banking Officer
    Alma Bank
  • I've been working with R&T for many years. They are responsive and adaptable, which allows me to provide our bank clients with access to expanded FDIC insurance coverage and peace of mind. I consider R&T a trusted partner who takes a personal interest in me, my clients, and my business goals.
    Director of Treasury Management Services
    New Jersey Bank
  • R&T has been a reliable and trusted partner. The programs they administer help us manage our liquidity levels so we can focus on sustainable loans. Additionally, our customers benefit from access to millions of dollars in FDIC insurance and peace of mind, knowing their deposits receive access to deposit insurance well above what we could offer our customers without the power of the program’s network of receiving banks.
    Chief Executive Officer
    Florida Bank
  • R&T has enabled our Trust Department to enhance the value we deliver to our customers. Best of all, IDP offers us the flexibility to be used across a range of customer accounts or with select portfolios based on a customer's unique investment needs.
    SVP, Director of Trust and Asset Management
    New Jersey-based Bank/Trust Company
  • We have worked with R&T for many years. They are a dynamic, attentive, and responsive organization that has consistently supported our efforts to build new business verticals and establish stable, long-term deposit relationships. Their collaboration has played a key role in our growth, and we look forward to expanding our relationship in the 
years ahead.
    Phil Toscano
    Third Coast Bank
  • The sweep deposit program provides a stable source of funding with flexibility around target balances to address our evolving funding needs over the years.

    Senior Vice President, Wholesale Funding & Liquidity
    National Bank
  • We take advantage of R&T's white label benefit and flexibility to customize our products to align with our brand.
    EVP & Chief Banking Officer
    New Jersey Bank
  • The sweep deposit program provides a diverse source of funding with flexibility around target balances to address our evolving funding needs over the years.
    Senior Vice President, Wholesale Funding & Liquidity
    National Bank