Optimize Your Balance Sheet
Access a diversified, cost-effective source of wholesale deposit funding with our innovative cash sweep programs with send-only, receive-only and reciprocal options. Source the funding you need to manage your balance sheet through our simple, easy-to-use solution.
Offer Access to Expanded Deposit Insurance Coverage
Through our cash sweep solutions, your customers can access expanded deposit insurance coverage on their funds through a network of participating receiving institutions, with MMDA or DDAs for daily deposits or through CDs with flexible maturity options.
National banks
Regional banks
Community banks
Global U.S. banks
Digital/BaaS banks
Credit Unions
The Demand Deposit Marketplace® (DDM®) program is a configurable cash management solution providing access to expanded deposit insurance coverage with send, receive, and reciprocal options.
“R&T has been a reliable and trusted partner. The programs they administer help us manage our liquidity levels so we can focus on sustainable loans. Additionally, our customers benefit from access to millions of dollars in FDIC insurance and peace of mind, knowing their deposits receive access to deposit insurance well above what we could offer our customers without the power of the program’s network of receiving banks.”
Chief Executive Officer
Florida Bank
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