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Empyrean User Conference

April 29, 2025

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Melissa Kaiser
Director, Marketing

1-212-830-5242
mkaiser@rnt.com

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Solutions
- DDM®
- CDMX℠
- RTID®
- Funding
Who We Serve
About R&T
Resources

R&T Deposit Networks, LLC, R&T Deposit Solutions, LLC and R&T Deposit Programs, LLC (each d/b/a R&T Deposit Solutions) and Stable Custody Group II LLC (“Stable”), each a Delaware limited liability company, and/or their affiliates (together, “R&T”) provide administrative, recordkeeping, agency and/or other services to banks, credit unions, trust companies, wealth management firms, broker-dealers and other institutions with respect to deposit placement and sweep programs, including the Demand Deposit Marketplace® (DDM®), Certificate of Deposit Marketplace Exchange℠ (“CDMX℠”) and R&T Insured Deposits (RTID®) programs, as well as other services. R&T’s services are provided subject to the terms and conditions of the written agreements entered between R&T and its client with respect to the service, and R&T provides no representations or warranties, express or implied, except as expressly set forth in those written agreements. Click here for R&T’s legal and other disclosures. R&T is not an FDIC or NCUA-insured institution. FDIC deposit insurance only covers the failure of an FDIC-insured institution. NCUA deposit insurance only covers the failure of an NCUA-insured institution. Certain conditions must be satisfied for FDIC and NCUA pass-through deposit insurance coverage to apply. Click here for a list of the FDIC and NCUA-insured institutions with which R&T has a direct or indirect business relationship for the placement of deposits under the DDM, CDMX and RTID programs, and into which a participating institution may place deposits (subject to the program terms and conditions and any opt-outs by the participating institution and/or its customers). While the DDM, CDMX, and RTID programs provide access to an expanded level of FDIC or NCUA insurance coverage on funds placed into deposit accounts at FDIC or NCUA-insured institutions under the programs (subject to program terms and applicable laws, regulations and guidance, including pass-through insurance coverage requirements), the DDM, CDMX, and RTID programs, themselves, as well as R&T’s other service offerings are not insured or guaranteed by the FDIC or NCUA, are not deposits, and may lose value in certain circumstances. R&T is not a division of the FDIC or NCUA, R&T is not associated with the FDIC or NCUA and R&T is not insured by the FDIC or NCUA. R&T®, Reich & Tang®, Demand Deposit Marketplace®, DDM®, DepositView® and RTID® are registered marks of R&T Deposit Networks, LLC. TBS Verify® and TBS Bank Monitor® are registered marks of R&T Deposit Programs, LLC. RNTS℠, CDMX℠, R&T Fusion℠ and Fusion by R&T℠ are pending marks of R&T Deposit Networks, LLC IDEA℠ and Certificate of Deposit Marketplace Exchange℠ are unregistered service marks of R&T Deposit Networks, LLC.

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