2026 BaaS / FinTech Survey Report
How Deposit Insurance Innovation Is Reshaping Deposit Competition in the Partner Banking Economy
R&T Deposit Solutions surveyed 200 senior BaaS and FinTech executives to find out how institutions are responding to evolving deposit insurance and risk expectations across the digital banking ecosystem.
This report reveals a structural reset in deposit competition. Deposit safety, transparency, and trust are now central to customer acquisition and retention.
How customer expectations are changing
Why regulatory pressure is forcing institutions to rethink operating models
How BaaS and FinTech leaders are responding to increased scrutiny
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