R&T Receiving Institution Lists
Below are the lists of the FDIC and NCUA-insured receiving institutions with which R&T has a business relationship for the placement of deposits under the DDM, CDMX, and RTID (including legacy IDP) programs and into which a sending/source institution may place deposits under the program (subject to the program terms and conditions and any opt-outs by the sending/source institution and/or its customers).
The below lists are known as the “R&T Receiving Institution List(s)”, are dated as of the date in the list and are subject to change at any time by R&T publishing an updated list below.
It is important to note that, under the DDM, CDMX, and RTID (including legacy IDP) programs, the particular program offered by a sending/source institution to its customers is unique to that institution, and so the list of FDIC and/or NCUA-insured receiving institutions into which that sending/source institution’s customers’ funds may be placed may represent a sub-set of our relevant R&T Receiving Institution List published below. Differences between our R&T Receiving Institution List and a sending/source institution’s list of receiving institutions in their particular program offered to its customers can occur for several reasons, including but not limited to features of the program such as the program limit, the decision by a participating institution to exclude (or ‘opt-out’ of) one or more receiving institutions listed on R&T’s Receiving Institution List from being a receiving institution in its particular program that it offers to its customers, customer account types and design elements such as the overall program size and minimum eligibility criteria. Customers of sending/source institutions should contact their institution to obtain the list of FDIC and/or NCUA insured receiving institutions which their sending/source institution has a business relationship for the placement of deposits under that institution's program and into which that institution may place the customers' deposits.