Technical Solutions

Technology That Supports Seamless, Scalable Deposits and Funding

Trusted by financial institutions nationwide to integrate seamlessly and strengthen balance sheet management

R&T’s platforms enable our clients and partners to easily manage deposits and funding and:

Turn data into actionable insights
Maximize self-service capabilities
Scale up or down to meet deposit goals

FinTech, Proven at Scale

Our tech-enabled solutions empower depository institutions, trust companies, and broker-dealers to efficiently manage balance sheet liquidity and deposit funding while offering customers access to expanded deposit insurance coverage.

50+

Core Processor Integrations

11M+

Customer Accounts

$169B+

Assets Under Administration

SOC 2

Type I and II Certified

Powerful Integrations

R&T simplifies integration without compromise. We support a wide range of leading core processors and trust accounting platforms, offering pre-built interfaces and adaptable delivery formats.

Whether you're leveraging an existing integration or want to develop something new, we'll partner with your team to identify the solution that works best for your organization.

You provide the data, and we’ll handle the rest.

Bank Core Processors Include:

Trust Accounting Platforms Include:

Intuitive Digital Experiences

R&T’s online portals give your institution and customers reliable access to self-service deposit control and streamlined reporting that strengthen relationships, attract high-value deposits, and reduce operational burden.

These web-based applications:

Offer real-time account visibility and control
Enable client account management and reporting
Leverage MFA and SSO for IAM compliance

Scalable Cloud Platform

R&T’s cloud-first approach enables us to design for performance, resilience, and scale. Operating across multiple regions, our  architecture supports high availability and efficient operations.

Our ability to rapidly scale up and down accelerates innovation and provides the flexibility needed to meet spikes in market activity,  keeping your systems online when it matters most.

Enterprise-Grade Security

R&T delivers enterprise-grade security, compliance, and risk  management through a resilient infrastructure backed by a strong business continuity program. Our platform is SOC 2 Type 1 & 2 compliant and uses Single Sign-On (SSO) and Multi-Factor Authentication (MFA) for a frictionless user experience.

R&T Technology Providers Include:

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

Learn how R&T’s cloud infrastructure and a relationship-based partnership model enable innovation while delivering reliable, client-centric deposit solutions.

Watch Video

Chief Product Officer Stephen Prosperi discusses how client insight, clear communication, and thoughtful prioritization guide R&T’s product strategy.

Prosperi highlights how API-driven architecture and AI tools help R&T product teams and developers accelerate innovation and deliver flexible, secure solutions for financial institutions.

Watch Video

“Our goal is simple: to deliver the strongest, most reliable solutions. The cloud enables faster innovation, advanced analytics, and modern architecture.”

Susan Cosgrove
R&T Deposit Solutions CEO and Board Chair

Hear from R&T's Chief Information Officer, Mieko Shibata, as she shares her perspective on responsible innovation

Technology That Supports Seamless, Scalable Deposits and Funding

R&T’s platforms enable our clients and partners to easily manage deposits and funding and:

FinTech, Proven at Scale

Powerful Integrations

Bank Core Processors Include:

Trust Accounting Platforms Include:

Intuitive Digital Experiences

Scalable Cloud Platform

Enterprise-Grade Security

R&T Technology Providers Include:

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

Chief Product Officer Stephen Prosperi discusses how client insight, clear communication, and thoughtful prioritization guide R&T’s product strategy.

Our Solutions

DDM®

CDMX^SM

RTID®

Funding

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Technology That Supports Seamless, Scalable Deposits and Funding

R&T’s platforms enable our clients and partners to easily manage deposits and funding and:

FinTech, Proven at Scale

Powerful Integrations

Bank Core Processors Include:

Trust Accounting Platforms Include:

Intuitive Digital Experiences

Scalable Cloud Platform

Enterprise-Grade Security

R&T Technology Providers Include:

CEO Susan Cosgrove explains why R&T Deposit Solutions adopted a cloud-first strategy with AWS to support the firm’s continued growth.

Chief Product Officer Stephen Prosperi discusses how client insight, clear communication, and thoughtful prioritization guide R&T’s product strategy.

Our Solutions

DDM®

CDMXSM

RTID®

Funding

CDMX^SM