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R&T Bank MonitorSM Services Agreement

(Last Updated: September 7, 2023)

Total Deposits Solutions, LLC (d/b/a R&T Deposit Solutions) (“R&T”, “us” or “we”) provides the R&T Bank MonitorSM service (“service”) to subscribers without any representations or warranties of any kind, express or implied. Subscribers must not reproduce or provide to a third party a copy of any report received from us pursuant to this service, without our prior written consent. We provide no guarantee, promise or representation with respect to the financial health or condition of any bank or institution the subject of a report provided to subscribers under this service. We rely on publicly available information in preparing those reports, and we do not guarantee or promise the accuracy thereof. If a subscriber is not comfortable with the financial health or condition of a particular bank or institution, the subscriber should not place its (or its customers’) funds in such institution under any program administered by us or our affiliates.  In no event shall we or any of our affiliates have any liability of any kind, direct or indirect, in connection with this service, except to the extent such liability cannot be excluded by applicable law. By subscribing to or using the service, subscriber will be deemed to agree to these terms and conditions. Each time subscriber logs in to R&T Bank Monitor service, subscriber is deemed to agree to these terms and conditions.