Our Solutions
DDM®
Demand Deposit Marketplace® Program
A configurable cash management solution providing access to expanded deposit insurance coverage with send, receive, and reciprocal options.
NEW
CDMXSM
Certificate of Deposit Marketplace ExchangeSM Program
A CD solution offering fixed rates and flexible maturity options with access to expanded deposit insurance coverage.
RTID®
R&T Insured Deposits Program
A tailored, send-only cash sweep program providing access to expanded deposit insurance coverage through our network of participating receive-only banks.
Funding
Deposit Solutions for Financial Institutions
A diverse source of funding through our established network of participating financial institutions.
Click here for R&T’s list of receiving institutions in the DDM, CDMX, and RTID programs. R&T is not an FDIC-insured institution. FDIC deposit insurance only covers the failure of an FDIC-insured institution. NCUA deposit insurance only covers the failure of an NCUA-insured institution. Certain conditions must be satisfied for "pass-through" deposit insurance coverage to apply.