Why Partnering with Multiple Financial Service Providers Enhances Stability and Success
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The sweep deposit program provides a stable source of funding with flexibility around target balances to address our evolving funding needs over the years.

Senior Vice President, Wholesale Funding & Liquidity
National Bank
We take advantage of R&T's white label benefit and flexibility to customize our products to align with our brand.
EVP & Chief Banking Officer
New Jersey Bank
The sweep deposit program provides a diverse source of funding with flexibility around target balances to address our evolving funding needs over the years.
Senior Vice President, Wholesale Funding & Liquidity
National Bank
By partnering with R&T, we have been able to design customized solutions to meet the unique cash sweep needs of our family office, trust, custody, and corporate trust customers, providing both competitive rates and access to expanded deposit insurance coverage.
Vice Chairman
Florida-Based Trust Company
I've been working with R&T for many years. They are responsive and adaptable, which allows me to provide our bank clients with access to expanded FDIC insurance coverage and peace of mind. I consider R&T a trusted partner who takes a personal interest in me, my clients, and my business goals.
Director of Treasury Management Services
New Jersey Bank
R&T has been a reliable and trusted partner. The programs they administer help us manage our liquidity levels so we can focus on sustainable loans. Additionally, our customers benefit from access to millions of dollars in FDIC insurance and peace of mind, knowing their deposits receive access to deposit insurance well above what we could offer our customers without the power of the program’s network of receiving banks.
Chief Executive Officer
Florida Bank
R&T has enabled our Trust Department to enhance the value we deliver to our customers. Best of all, IDP offers us the flexibility to be used across a range of customer accounts or with select portfolios based on a customer's unique investment needs.
SVP, Director of Trust and Asset Management
New Jersey-based Bank/Trust Company
The R&T's Insured Deposits program was a ‘no-brainer’ for us. In the current interest rate environment, it allowed us to exponentially increase our customers' yield on cash, giving them an FDIC-insured sweep vehicle and equipping us to compete with RIAs and brokerage firms who are offering insured deposit sweep options. We are glad that we chose to partner with R&T.
President & CEO
Kentucky-Based Trust Company