Why Now is the Time for Certificates of Deposit
Read This eBook to Understand the Growing Relevance of CDs in Today’s Market
As interest rate volatility continues, banks and depositors are facing increased pressure to adapt their liquidity strategies. Recent trends, such as a 0.50% reduction in the Federal Funds Target Rate and forecasts of further rate cuts, make CDs a valuable option for managing interest rate risk and providing predictable returns.
Find out why now is the time to leverage CDs to:
- Reduce reliance on volatile funding sources
- Mitigate interest rate risks
- Extend liabilities
- Benefit from competitive yields*
- Access expanded deposit insurance coverage
Backed by the innovative new Certificate of Deposit Marketplace ExchangeSM (CDMX℠) program administered by R&T, now is the time to consider how CDs can enhance your financial strategy.
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Secure your spot and stay ahead in today's fast-changing financial landscape!
Get a Sneak Peek at the CDMX Program
The CDMX℠ program is designed to help participating institutions efficiently allocate their customers’ funds into CDs at receiving institutions. This program offers access to expanded deposit insurance coverage on eligible funds through a network of participating receiving institutions.
*While interest rates obtained on funds placed at receiving institutions under the DDM program may, under certain circumstances, outperform cash alternatives, such as money market funds, the primary objective of the DDM program is to provide customers with convenient access to expanded deposit insurance coverage on their funds (and not for investment enhancements or higher rates of returns or profits).